Terms of Use

Last Revised: February 23, 2018

By accessing or using the Coin Interest website located at https://coininterest.co (the “Site”) and any services made available through the Site (collectively, the “Services”), you (“User”) agree to be bound by these Terms of Use (“Terms”). The Services are owned and controlled by Coin Interest Ltd, a registered company in England and Wales (“Coin Interest”), and the terms “we,” “us,” and “our” refer to Coin Interest Ltd. These Terms affect your legal rights and obligations. If you do not agree to be bound by these Terms, do not access or use the Services.

Coin Interest reserves the right to change or modify the terms and conditions contained in these Terms, including but not limited to any policy or guideline of the Site, at any time and at its sole discretion. We will provide notice of these changes by posting the revised Terms to the Site and changing the "Last Revised" date at the top of the Terms, or by emailing users at their provided email addresses, or by any other means as determined by Coin Interest. The decision of which notification chosen will be left to Coin Interest's sole discretion. Using a particular form of notice in some instances does not obligate us to use the same form in other instances. Any changes or modifications will be effective immediately upon posting the revisions to the Site or at the instant that Coin Interest transmits the information to the users (e.g. via email). These changes will apply at that instant to all then current and subsequent uses of the Site. You waive any right you may have to receive specific notice of such changes or modifications. Your continued use of this Site acts as acceptance of such changes or modifications. If you do not agree to the Terms in effect when you access or use the Site, you must stop using the Site.

Account

In order to access and use the Services, you must create an account with Coin Interest (an “Account”). You agree to: (a) provide accurate, current and complete information when creating the account; (b) maintain and promptly update your Account information to keep it accurate, complete, and current; (c) maintain the security and confidentiality of your login credentials and restrict access to your Account and your computer; (d) promptly notify Coin Interest if you discover or otherwise suspect any security breaches related to the Site; and (e) take responsibility for all activities that occur under your Account and accept all risks of unauthorised access.

Interest Calculation

Interest is earned from the time a deposit is confirmed. Earned interest is added onto your balance a maximum of every 2 days.

Fees

A 15% fee is charged on the advertised APR rate, this is taken at time of compound.

Deposits

We require 3 confirmations for your Bitcoin deposit to be credited. Only transfers to your displayed address under will be credited - this can be found in the 'Deposit' tab.

Withdrawals

Withdrawals can take 72 hours from your time of request. Interest will stop being added on the amount from the time of request.

Security

No Bitcoin is stored locally, as all is held on associated exchanges. We do no guarantee the security of any stored Bitcoin with us, the user accepts all risk associated with storing their Bitcoin with us.

No Investment Advice

For the avoidance of doubt, Coin Interest does not provide investment, tax, or legal advice. You should consult your legal or tax professional regarding your specific situation.

Limitation of Liability

The Coin Interest services are provided on an "As is" and "As available" basis without any representation or warranty, whether express, implied or statutory. To the maximum extent permitted by applicable law, Coin Interest specifically disclaims any implied warranties of title, merchantability, fitness for a particular purpose and/or non-infringement. Coin Interest does not make any representations or warranties that access to the site, any part of the Coin Interest services, or any of the materials contained therein, will be continuous, uninterrupted, timely, or error-free.